Synergy Bakers Ltd
Saturday 31 October
Business climate
What is happening to everyoneAll SME intelligencePrices
HIGH
3.1%
Consumer prices, change on a year ago
Consumer prices, change on a year ago. The whole UK economy.
Office for National Statistics, Jul 2026, published 2026-08-20.
Pay
RISING FAST
4.6%
Regular pay across the economy, change on a year ago
Regular pay across the economy, change on a year ago. UK employers of every size.
Office for National Statistics, Jul 2026, published 2026-08-20.
Unemployment
MODERATE
4.8%
People out of work, as a share of the workforce
People out of work, as a share of the workforce. The whole UK economy.
Office for National Statistics, Jul 2026, published 2026-08-20.
Growth
FLAT
0.2%
The economy, change on the quarter before
The economy, change on the quarter before. The whole UK economy.
Office for National Statistics, Jun 2026, published 2026-08-20.
Interest rates
MODERATE
3.8%
Bank Rate, the rate borrowing is priced from
Bank Rate, the rate borrowing is priced from. The whole UK economy.
Bank of England, Jul 2026, published 2026-08-20.
Sectors
Which industries are growing and which are fallingAll sectorsGrowing fastest · Falling furthest · Your trade's place
Not held yetWould show: monthly output for every industry section, from the Office for National Statistics, ranked on the latest three months against the three before. Collects itself with the climate, free.
What the forecasters say
Published forecasts, with who said it and whenInflation · Growth · Bank Rate · Pay
Not held yetWould show: the forecasts the Bank of England and the Office for Budget Responsibility have published, each with its figure, its horizon, its date and the page it is on. Synergy forecasts nothing itself: it files what the forecasters said.
Your industry
Bakeries, read October 2026Demand
STABLE
Shop sales volumes are flat on a year ago.
STABLE: The published series say the trade is selling about the same.
Whether this trade's customers are buying more or less.
Rests on Office for National Statistics.
Prices
RISING
Bread and cereal prices are up 4.1% on a year ago.
RISING: The trade is passing costs on: there is room to price.
What this trade is charging, against a year ago.
Rests on Office for National Statistics.
Costs
HIGH
Pay across the economy is up 4.6% on a year ago.
HIGH: The trade's main bills are rising faster than prices.
What it costs to run a business in this trade, against a year ago.
Rests on Office for National Statistics.
Competition
STABLE
No published count of bakeries has moved this year.
STABLE: About as many businesses in the trade as a year ago.
Whether there are more or fewer businesses chasing the same customers.
Rests on Office for National Statistics.
Your business
What is happening to youTurnover
£742k
Last 12 months.
Left after costs
£21k2.8%
£21,000 profit. Thin: one bad month would take most of it.
WatchCash
£41k
Covers about five weeks of costs. Three months is the safe level.
WatchYour listing
4.6318 reviews
Fourth of 7 on the street by reviews.
Where £742k goes
Running costs take 96% of gross profit.
£742,000 turnover leaves £21,000, a 2.8% margin, with £41,000 cash at bank.
Where you sit on the street
E5 Bakehouse is the busiest, on 1,894 reviews.
Six bakeries in E5. The busiest has 1,894 reviews; you are second by reviews.
Most reviewed nearby
- E5 Bakehouse1,894
- Pophams1,210
- FORNO402
- In-store bakery, Well Street260
- A café counter on Mare Street141
- A patisserie on Broadway Market88
You hold 318 reviews.
Overhead %
- Running costs61%
- Where it turns red30%
Running costs 61%; where it turns red 30%.
Ingredient/packaging cost %
- Ingredients and packaging36%
- Where it turns red40%
Ingredients and packaging 36%; where it turns red 40%.
Labour cost %
- Wages39%
- Where it turns red40%
Wages take 39% of takings; red from 40%.
Months of cash runway
- In hand1.1 months
- Recommended3 months
Under the 3 months recommended.
Sales by month
Not heldWould show: Sales each month, this year against last: the busy weeks and the dip. Fills from your till or your accounts software.
Add your figuresWhat we found
All figuresCounter prices
Up to £26,000
a year
Your average sale is £6.40; the bakeries around you average £6.90. With a queue at the counter, that gap is worth up to £26,000 a year.
Costs
£21,000
left after costs
Wages take 39% of turnover and ingredients 36%, both within the normal range for a bakery. There's no saving to make here; profit has to come from price.
Borrowing
3.75%
Bank Rate, held
Bank Rate stays at 3.75%, so the cost of borrowing does not move this quarter and there is nothing to refinance.
Wholesale to cafés
£252,000
a year
Eleven cafés buy from you every week. No single café is more than 9% of it, so it's dependable income, and it's the part of your local market that is growing.
Growth plan
Where each move standsAll 2Your filed accounts · The trade limits are a draft we have not yet sourced